:root{--chalk:#F3F5F8;--white:#fff;--ink:#0B1437;--cobalt:#2B3FF5;--cobalt-deep:#1F2FC4;--marigold:#FFC21A;--slate:#4A5578;--line:#D9DEE8;--profit:#0A7D55;--spend:#C42B1C;
--display:'Archivo','Arial Narrow',Arial,sans-serif;--ui:'Archivo',system-ui,-apple-system,'Segoe UI',Arial,sans-serif;--text:'Source Serif 4',Georgia,'Times New Roman',serif}
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;scroll-padding-top:5rem}
body{font-family:var(--text);font-size:1.125rem;line-height:1.7;color:var(--ink);background:#fff;-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}
a{color:inherit}
svg{display:block}
:focus-visible{outline:3px solid var(--ink);outline-offset:3px}
.on-dark :focus-visible,.site-header :focus-visible,.hero :focus-visible,.contact :focus-visible,.cta-band :focus-visible,.section-ink :focus-visible{outline-color:#fff}
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.skip-link{position:fixed;top:-4rem;left:1rem;z-index:100;background:var(--marigold);color:var(--ink);padding:.7rem 1.1rem;font:700 .9rem var(--ui);border-radius:.4rem;text-decoration:none}
.skip-link:focus{top:1rem}
.wrap{max-width:1240px;margin:0 auto;padding:0 clamp(1.25rem,5vw,3rem)}

/* type */
.t-xl,.t-lg,.t-md{font-family:var(--display);font-stretch:75%;font-variation-settings:"wdth" 75;font-weight:800;letter-spacing:-.022em}
.t-xl{font-size:clamp(3rem,7.4vw,6.4rem);line-height:.93}
.t-xl--page{font-size:clamp(2.6rem,6vw,5rem);line-height:.96;max-width:16ch}
.t-lg{font-size:clamp(2.1rem,4.6vw,3.7rem);line-height:1}
.t-md{font-size:1.5rem;line-height:1.1;font-stretch:85%;font-variation-settings:"wdth" 85;font-weight:700;letter-spacing:-.012em}
.lead{font-size:clamp(1.15rem,1.7vw,1.35rem);line-height:1.6;max-width:36em}
.measure{max-width:38rem}
.ui{font-family:var(--ui)}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:3rem;padding:0 1.6rem;border-radius:999px;font:700 .98rem/1 var(--ui);text-decoration:none;border:2px solid transparent;cursor:pointer;transition:background .2s,color .2s,border-color .2s}
.btn-sm{min-height:2.5rem;padding:0 1.2rem;font-size:.9rem}
.btn-sun{background:var(--marigold);color:var(--ink)}
.btn-sun:hover{background:#fff}
.btn-line-light{border-color:#fff;color:#fff}
.btn-line-light:hover{background:#fff;color:var(--cobalt)}
.btn-ink{background:var(--ink);color:#fff}
.btn-ink:hover{background:var(--cobalt)}
.actions{display:flex;flex-wrap:wrap;gap:.9rem;margin-top:2rem}

/* header */
.site-header{position:sticky;top:0;z-index:50;background:var(--cobalt);color:#fff}
.site-header .wrap{display:flex;align-items:center;justify-content:space-between;gap:1.5rem;height:4.25rem}
.logo{display:flex;align-items:center;gap:.55rem;text-decoration:none;font-family:var(--display);font-weight:800;font-stretch:75%;font-variation-settings:"wdth" 75;font-size:1.75rem;letter-spacing:-.02em;line-height:1}
.logo-mark{width:2rem;height:2rem;border-radius:.45rem;background:var(--marigold);color:var(--ink);display:grid;place-items:center;font-size:1.25rem;padding-top:.05rem}
.nav-list{display:flex;align-items:center;gap:2rem;list-style:none;font-family:var(--ui)}
.nav-list a{font-size:.95rem;font-weight:500;text-decoration:none}
.nav-list a:not(.btn):hover{text-decoration:underline;text-underline-offset:.35em}
.menu{display:none;position:relative}
.menu summary{list-style:none;cursor:pointer;font:700 .95rem var(--ui);padding:.6rem 1.1rem;border:2px solid #fff;border-radius:999px}
.menu summary::-webkit-details-marker{display:none}
.menu ul{position:fixed;left:0;right:0;top:4.25rem;background:var(--cobalt);list-style:none;padding:1rem clamp(1.25rem,5vw,3rem) 2rem;display:flex;flex-direction:column;gap:.25rem;border-top:1px solid rgba(255,255,255,.3)}
.menu ul a{display:block;padding:.8rem 0;font:700 1.5rem var(--display);font-stretch:75%;font-variation-settings:"wdth" 75;text-decoration:none}

/* hero */
.hero{background:var(--cobalt);color:#fff;padding:clamp(2.75rem,6vw,5rem) 0 clamp(3.5rem,7vw,6rem)}
.hero-grid{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(0,.9fr);gap:clamp(2.5rem,5vw,5rem);align-items:start}
.hero .lead{margin-top:1.75rem;color:rgba(255,255,255,.94)}
.t-xl .line{display:block;overflow:hidden;padding-bottom:.12em;margin-bottom:-.12em}
.t-xl .line>span{display:block;animation:rise .75s cubic-bezier(.2,.7,.2,1) both}
.t-xl .line:nth-child(2)>span{animation-delay:.1s}
.t-xl .line:nth-child(3)>span{animation-delay:.2s}
@keyframes rise{from{transform:translateY(108%)}to{transform:none}}
.trust{margin-top:3rem;padding-top:1.5rem;border-top:1px solid rgba(255,255,255,.35);font-family:var(--ui)}
.trust-line{font-weight:700;font-size:1rem}
.trust ul{list-style:none;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1rem 1.5rem}
.trust li strong{display:block;font-size:.95rem}
.trust li span{display:block;font-size:.85rem;opacity:.82;line-height:1.4}

/* ad-math slip */
.slip{background:#fff;color:var(--ink);border-radius:.6rem;padding:clamp(1.25rem,2.5vw,1.9rem);animation:fadein .6s .35s both}
@keyframes fadein{from{opacity:0;transform:translateY(14px)}to{opacity:1;transform:none}}
.slip-title{font-family:var(--display);font-weight:800;font-stretch:80%;font-variation-settings:"wdth" 80;font-size:1.75rem;line-height:1.05;letter-spacing:-.015em}
.slip-sub{font:400 .9rem/1.5 var(--ui);color:var(--slate);margin:.4rem 0 1.2rem}
.fields{display:grid;grid-template-columns:1fr 1fr;gap:.9rem}
.field label{display:block;font:600 .8rem/1.3 var(--ui);color:var(--slate);margin-bottom:.35rem}
.input-wrap{display:flex;align-items:center;border:1.5px solid var(--line);border-radius:.4rem;padding:0 .75rem;background:#fff}
.input-wrap:focus-within{border-color:var(--cobalt);box-shadow:0 0 0 3px rgba(43,63,245,.18)}
.input-wrap span{font:600 1rem var(--ui);color:var(--slate)}
.input-wrap input{border:0;outline:0;width:100%;min-width:0;padding:.7rem .4rem;font:600 1.05rem var(--ui);color:var(--ink);background:transparent;font-variant-numeric:tabular-nums}
.slip-results{margin-top:1.4rem;padding-top:1.2rem;border-top:2px dashed var(--line)}
.ledger{display:grid;grid-template-columns:1fr auto;gap:.55rem 1rem;font-family:var(--ui)}
.ledger dt{color:var(--slate);font-size:.95rem}
.ledger dd{font-weight:700;text-align:right;font-variant-numeric:tabular-nums}
.ledger .is-spend{color:var(--spend)}
.ledger .is-earn{color:var(--profit)}
.sticker{margin-top:1.1rem;background:var(--marigold);border-radius:.45rem;padding:.8rem 1.1rem;display:flex;justify-content:space-between;align-items:baseline;gap:1rem;font-family:var(--ui)}
.sticker-label{font-weight:600;font-size:.95rem}
.sticker-value{font-family:var(--display);font-weight:800;font-stretch:75%;font-variation-settings:"wdth" 75;font-size:2.7rem;line-height:1;letter-spacing:-.02em}
.slip-note{font:400 .8rem/1.5 var(--ui);color:var(--slate);margin-top:.9rem}
.slip .btn{width:100%;margin-top:1rem}

/* numbers band */
.statement{background:var(--marigold);color:var(--ink);padding:clamp(2.5rem,5vw,4rem) 0}
.statement p{font-family:var(--display);font-weight:800;font-stretch:75%;font-variation-settings:"wdth" 75;font-size:clamp(1.9rem,4.6vw,3.7rem);line-height:1.05;letter-spacing:-.02em;max-width:24em}

/* sections */
.section{padding:clamp(3.5rem,8vw,6.5rem) 0}
.section-chalk{background:var(--chalk)}
.section-ink{background:var(--ink);color:#fff}
.split{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:clamp(2rem,6vw,5rem);align-items:start}
.split>*>.t-lg{margin-bottom:1.5rem}
.prose-stack>p+p{margin-top:1rem}
.pillars{list-style:none;display:grid;grid-template-columns:1fr 1fr;gap:.7rem 1.5rem;margin-top:2rem;font:600 .98rem/1.4 var(--ui)}
.pillars li{display:flex;gap:.65rem;align-items:baseline}
.pillars li::before{content:'';flex:none;width:.55rem;height:.55rem;background:var(--cobalt);border-radius:.1rem;transform:translateY(-.05rem)}
.table-wrap{overflow-x:auto;background:#fff;border-radius:.5rem;border:1px solid var(--line)}
.cmp{width:100%;border-collapse:collapse;font-family:var(--ui);min-width:520px}
.cmp caption{text-align:left;font-weight:700;font-size:1rem;padding:1rem 1.25rem}
.cmp th,.cmp td{padding:.95rem 1.25rem;text-align:left;vertical-align:top;border-top:1px solid var(--line);font-size:.95rem;line-height:1.5}
.cmp thead th{background:var(--ink);color:#fff;font-weight:600;border-top:0}
.cmp thead th:last-child{background:var(--cobalt)}
.cmp tbody th{font-weight:700}
.cmp td{color:var(--slate)}
.cmp td.win{background:#EEF0FF;color:var(--ink);font-weight:600}
.points{list-style:none;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:2rem;margin-top:3rem}
.points li{border-top:4px solid var(--cobalt);padding-top:1rem}
.points h3{margin-bottom:.5rem}
.points p{font-size:1rem;color:var(--slate)}
.section-head{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:1.5rem 4rem;align-items:end;margin-bottom:2.5rem}
.section-head p{color:var(--slate);max-width:30em}

/* rate-card rows */
.rows{list-style:none;border-top:3px solid var(--ink)}
.row{position:relative;display:grid;grid-template-columns:minmax(0,1.05fr) minmax(0,1.35fr) auto;gap:.75rem 2.5rem;align-items:center;padding:1.6rem .5rem;border-bottom:1px solid var(--line);transition:background .2s}
.row:hover{background:var(--chalk)}
.row:hover h3{color:var(--cobalt)}
.row h3{transition:color .2s}
.row p{color:var(--slate);font-size:1.02rem;line-height:1.6}
.row a{display:inline-flex;align-items:center;gap:.5rem;font:700 .95rem var(--ui);text-decoration:none;color:var(--cobalt);white-space:nowrap}
.row a::after{content:'';position:absolute;inset:0}
.row a svg{transition:transform .2s}
.row:hover a svg{transform:translateX(4px)}

.rows-sub{margin-top:clamp(3rem,6vw,4.5rem);display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:1rem 4rem;align-items:end;margin-bottom:1.75rem}
.rows-sub p{color:var(--slate);max-width:30em}
.rows-sub .t-md{font-size:2rem}
.footer .foot-sub{margin-top:1.5rem}
@media (max-width:1000px){.rows-sub{grid-template-columns:1fr}}
/* process */
.steps{list-style:none;display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:2rem;counter-reset:step;margin-top:3rem}
.steps li{counter-increment:step;border-top:3px solid var(--cobalt);padding-top:1.25rem}
.steps li::before{content:counter(step);display:block;font-family:var(--display);font-weight:800;font-stretch:75%;font-variation-settings:"wdth" 75;font-size:3.4rem;line-height:1;color:var(--cobalt);margin-bottom:.7rem}
.steps p{font-size:1rem;line-height:1.65;color:var(--slate)}
.section-ink .steps li::before{color:var(--marigold)}
.section-ink .steps p{color:rgba(255,255,255,.8)}

/* quotes */
.quotes{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:3rem 4rem;margin-top:3rem}
.quote{border-top:3px solid var(--ink);padding-top:1.5rem}
.quote blockquote{font-size:1.3rem;line-height:1.55}
.quote figcaption{margin-top:1.2rem;font-family:var(--ui);display:flex;flex-direction:column}
.quote figcaption strong{font-size:1rem}
.quote figcaption span{font-size:.9rem;color:var(--slate)}

/* faq */
.faq-layout{display:grid;grid-template-columns:minmax(0,.8fr) minmax(0,1.4fr);gap:clamp(2rem,6vw,5rem);align-items:start}
.faq-aside{position:sticky;top:6rem}
.faq-aside p{margin-top:1.25rem;color:var(--slate)}
.faq-list{border-top:3px solid var(--ink)}
.faq-item{border-bottom:1px solid var(--line)}
.faq-item summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:1.5rem;padding:1.25rem 0}
.faq-item summary::-webkit-details-marker{display:none}
.faq-item summary h3{font-family:var(--display);font-weight:700;font-stretch:90%;font-variation-settings:"wdth" 90;font-size:1.25rem;line-height:1.25;letter-spacing:-.01em}
.faq-item summary::after{content:'';flex:none;width:.7rem;height:.7rem;border-right:3px solid var(--cobalt);border-bottom:3px solid var(--cobalt);transform:translateY(-.15rem) rotate(45deg);transition:transform .25s}
.faq-item[open] summary::after{transform:translateY(.15rem) rotate(225deg)}
.faq-a{padding:0 0 1.5rem;max-width:42rem}
.faq-a p{color:var(--slate);font-size:1.05rem}

/* contact + cta */
.contact,.cta-band{background:var(--cobalt);color:#fff}
.cta-band{padding:clamp(3.5rem,7vw,5.5rem) 0}
.cta-band p{margin-top:1.25rem;max-width:34em;font-size:1.2rem;color:rgba(255,255,255,.92)}
.contact-grid{display:grid;grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);gap:clamp(2rem,6vw,5rem);align-items:start}
.contact .lead{margin-top:1.25rem}
.contact-list{list-style:none;margin-top:2rem;font-family:var(--ui);font-style:normal}
.contact-list li{padding:.9rem 0;border-top:1px solid rgba(255,255,255,.35);display:flex;flex-direction:column;gap:.1rem}
.contact-list li:last-child{border-bottom:1px solid rgba(255,255,255,.35)}
.contact-list small{font-size:.8rem;opacity:.8;font-weight:500}
.contact-list a,.contact-list strong{font-weight:700;font-size:1.1rem;text-decoration:none}
.contact-list a:hover{text-decoration:underline}
.form-panel{background:#fff;color:var(--ink);border-radius:.6rem;padding:clamp(1.4rem,3vw,2.4rem)}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:1rem}
.form-field{display:flex;flex-direction:column;gap:.4rem}
.span-2{grid-column:1/-1}
.form-field label{font:600 .85rem var(--ui);color:var(--slate)}
.form-field input,.form-field select,.form-field textarea{font:500 1rem var(--ui);color:var(--ink);background:#fff;border:1.5px solid var(--line);border-radius:.4rem;padding:.8rem .9rem;width:100%}
.form-field select{appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='14' height='9' viewBox='0 0 14 9'%3E%3Cpath d='M1 1l6 6 6-6' fill='none' stroke='%232B3FF5' stroke-width='2.5'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right .9rem center;padding-right:2.5rem}
.form-field textarea{min-height:7rem;resize:vertical}
.form-field input:focus,.form-field select:focus,.form-field textarea:focus{outline:0;border-color:var(--cobalt);box-shadow:0 0 0 3px rgba(43,63,245,.18)}
.form-panel .btn{width:100%;margin-top:1.1rem}
.form-status{margin-top:.9rem;font:500 .9rem/1.5 var(--ui);color:var(--cobalt);min-height:1.3em}

/* page hero + inner pages */
.page-hero{background:var(--cobalt);color:#fff;padding:clamp(2.5rem,5vw,4rem) 0 clamp(3rem,6vw,5rem)}
.page-hero .lead{margin-top:1.5rem}
.crumbs{list-style:none;display:flex;flex-wrap:wrap;gap:.5rem;font:500 .85rem var(--ui);margin-bottom:1.6rem}
.crumbs li+li::before{content:'/';margin-right:.5rem;opacity:.6}
.crumbs a{text-decoration:none}
.crumbs a:hover{text-decoration:underline}
.crumbs [aria-current]{font-weight:700}
.defs{border-top:3px solid var(--ink)}
.defs>div{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.6fr);gap:.5rem 2.5rem;padding:1.35rem .25rem;border-bottom:1px solid var(--line)}
.defs dt{font-family:var(--display);font-weight:700;font-stretch:85%;font-variation-settings:"wdth" 85;font-size:1.3rem;line-height:1.2;letter-spacing:-.01em}
.defs dd{color:var(--slate);font-size:1.05rem}
.plain-list{margin:0 0 0 1.2rem}
.plain-list li{margin-bottom:.6rem;padding-left:.2rem}
.plain-list li::marker{color:var(--cobalt)}
.split h2.t-lg{margin-bottom:1.25rem}
.prose{max-width:46rem}
.prose h2{font-family:var(--display);font-weight:800;font-stretch:85%;font-variation-settings:"wdth" 85;font-size:1.6rem;line-height:1.15;letter-spacing:-.01em;margin:2.5rem 0 .8rem}
.prose h2:first-child{margin-top:0}
.prose p,.prose li{margin-bottom:1rem}
.prose ul{margin:0 0 1rem 1.3rem}
.prose a{color:var(--cobalt)}
.updated{margin-top:1.2rem;font:500 .95rem var(--ui);opacity:.9}

/* footer + whatsapp */
.footer{background:var(--ink);color:#fff;padding:clamp(3rem,6vw,4.5rem) 0 2rem;font-family:var(--ui)}
.footer-top{display:grid;grid-template-columns:1.6fr 1fr 1.3fr 1.4fr;gap:2.5rem;padding-bottom:2.5rem;border-bottom:1px solid rgba(255,255,255,.2)}
.footer .logo{margin-bottom:1rem}
.footer p{font-size:.9rem;line-height:1.7;color:rgba(255,255,255,.75);max-width:22rem}
.footer h3{font:700 .95rem var(--ui);margin-bottom:1rem}
.footer ul{list-style:none;display:flex;flex-direction:column;gap:.65rem}
.footer ul a{font-size:.92rem;color:rgba(255,255,255,.78);text-decoration:none}
.footer ul a:hover{color:#fff;text-decoration:underline}
.footer li{font-size:.92rem;color:rgba(255,255,255,.78)}
.footer-bottom{display:flex;justify-content:space-between;flex-wrap:wrap;gap:1rem;padding-top:1.5rem;font-size:.85rem;color:rgba(255,255,255,.7)}
.footer-legal{display:flex;gap:1.5rem;flex-wrap:wrap}
.footer-legal a{text-decoration:none}
.footer-legal a:hover{color:#fff;text-decoration:underline}
.wa-pill{position:fixed;right:1.1rem;bottom:1.1rem;z-index:60;display:inline-flex;align-items:center;gap:.55rem;background:#1FA855;color:#fff;border-radius:999px;padding:.8rem 1.25rem;font:700 .95rem var(--ui);text-decoration:none;box-shadow:0 4px 16px rgba(11,20,55,.3)}
.wa-pill:hover{background:#178a45}

@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*::before,*::after{animation:none!important;transition:none!important}}
@media (max-width:1000px){
 .hero-grid,.split,.faq-layout,.contact-grid{grid-template-columns:1fr}
 .faq-aside{position:static}
 .section-head{grid-template-columns:1fr}
 .steps{grid-template-columns:repeat(2,minmax(0,1fr))}
 .points{grid-template-columns:1fr}
 .footer-top{grid-template-columns:1fr 1fr}
}
@media (max-width:820px){
 .nav-list{display:none}
 .menu{display:block}
 .row{grid-template-columns:1fr;gap:.5rem}
 .quotes{grid-template-columns:1fr;gap:2.5rem}
 .defs>div{grid-template-columns:1fr}
}
@media (max-width:560px){
 .fields,.form-grid{grid-template-columns:1fr}
 .trust ul{grid-template-columns:1fr}
 .pillars{grid-template-columns:1fr}
 .steps{grid-template-columns:1fr}
 .footer-top{grid-template-columns:1fr}
 .footer-bottom{flex-direction:column}
 .wa-pill{padding:.75rem 1rem}
}